How does smoking effect your life insurance?

Around 1 billion people in the world smoke, making the question ‘can I get life insurance if I smoke’ applicable to a sizeable percentage of the population. The answer is yes! Whilst it is possible to secure life insurance if you smoke, it will definitely affect the price of your premiums due to the increased health risks associated with smoking. Therefore, to mitigate the cost of the imposed risk to the insurer, an increase in the cost of your monthly premium is applied. So, when are you classed as a…

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The Smoke Economy – How Big Tobacco Keeps Growing

Even though fewer people smoking, cigarette companies are find ways to keep making money. This infographic from purplebox takes you through how they continue to make a lot of money every year. Five tobacco companies control 80% of the market and they are always ready to test new markets if they find the profitability of other markets is down. For example, British American Tobacco is facing heavy lawsuits from African governments related to past and future healthcare costs related to smoking. While some countries tax cigarettes heavily, other countries are…

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Exercise to Fight Bad Habits

Bad habits are like family, you want to leave them forever, but they like to latch onto you no matter what. In sickness and health and every possible scenario in your life. Bad habits most probably aren’t going anywhere for a long time but here is how you can use exercise to defeat them. The technique is to channel this addiction through another path, a safer one and doesn’t damage you or your health in any way. Bad Habits Let’s specify the kind of habits I’m getting at here, the…

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